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National Westminster Bank Public Limited Company, trading as NatWest, is a major retail and commercial bank in the United Kingdom, headquartered in London. It was formed in 1968 through the merger of National Provincial Bank and Westminster Bank. In 2000, it became part of The Royal Bank of Scotland Group, which was renamed NatWest Group in 2020. Following regulatory ringfencing, NatWest operates as a direct subsidiary of NatWest Holdings, while NatWest Markets handles non-ringfenced investment banking.